Quality education at an affordable price, that's a smart investment. UMass Lowell offers听reasonably priced tuition and fees, as well as a wide range of scholarships, financial aid and paid internships on campus.
But value isn鈥檛 just about cost 鈥� it鈥檚 about outcomes. UMass Lowell consistently ranks among the best public universities for return on investment.听
Graduate students taking 9 credits per semester for on-campus programs are considered full-time students. Credits in excess of 9 will have additional charges added.
| Type | In-State | Out-of-State | New England
Regional Program | International |
|---|---|---|---|---|
| 罢耻颈迟颈辞苍听 | $16,186 | $28,398 | $24,430 | $28,398 |
| Mandatory Fees | $850* | $850* | $850* | $5,150** |
| Total | $17,036 | $29,298 | $25,280 | $33,548 |
*Mandatory Fees include Technology Fee and Student Activity Fee only.
**International Mandatory Fees include Technology Fee, Student Activity Fee,听International Fee and Health Insurance Fee.
Note: These prices are estimates and subject to change by vote of the UMass Board of Trustees.听
Cost of Attendance听is an estimate of what it costs the typical student to attend UMass Lowell. The Financial Aid Office assigns an estimated cost of attendance for each student to determine the maximum amount of financial aid needed to attend.
| Credits | Tuition | Activity Fee | Technology Fee | Total |
|---|---|---|---|---|
| 1 | $899.22 | $13.89 | $33.33 | $946.44 |
| 2 | $1,798.44 | $27.78 | $66.66 | $1,892.88 |
| 3 | $2,697.66 | $41.67 | $99.99 | $2,839.32 |
| 4 | $3,596.88 | $55.56 | $133.32 | $3,785.76 |
| 5 | $4,496.10 | $69.45 | $166.65 | $4,732.20 |
| 6 | $5,395.32 | $83.34 | $199.98 | $5,678.64 |
| 7 | $6,294.54 | $97.23 | $233.31 | $6,625.08 |
| 8 | $7,193.76 | $111.12 | $266.64 | $7,571.52 |
| 9 | $8,092.98 | $125.01 | $299.97 | $8,517.96 |
| 10 | $8,992.20 | $138.90 | $333.30 | $9,464.40 |
| 11 | $9,891.42 | $152.79 | $366.63 | $10,410.84 |
| 12 or more | $10,790.64 | $166.68 | $399.96 | $11,357.28 |
Note: These prices are estimates and subject to change by vote of the UMass Board of Trustees.
| Credits | Tuition | Activity Fee | Technology Fee | Total |
|---|---|---|---|---|
| 1 | $1,577.66 | $13.89 | $33.33 | $1,624.88 |
| 2 | $3,155.32 | $27.78 | $66.66 | $3,249.76 |
| 3 | $4,732.98 | $41.67 | $99.99 | $4,874.64 |
| 4 | $6,310.64 | $55.56 | $133.32 | $6,499.52 |
| 5 | $7,888.30 | $69.45 | $166.65 | $8,124.40 |
| 6 | $9,465.96 | $83.34 | $199.98 | $9,749.28 |
| 7 | $11,043.62 | $97.23 | $233.31 | $11,374.16 |
| 8 | $12,621.28 | $111.12 | $266.64 | $12,999.04 |
| 9 | $14,198.94 | $125.01 | $299.97 | $14,623.92 |
| 10 | $15,776.60 | $138.90 | $333.30 | $16,248.80 |
| 11 | $17,354.26 | $152.79 | $366.63 | $17,873.68 |
| 12 or more | $18,931.92 | $166.68 | $399.96 | $19,498.56 |
Note: These prices are estimates and subject to change by vote of the UMass Board of Trustees.
The New England Regional Student Program allows New England residents to enroll at out-of-state New England public colleges and universities at a discount. New England Regional rates are available only to students matriculated in a degree program.
| Credits | Tuition | Activity Fee | Technology Fee | Total |
|---|---|---|---|---|
| 1 | $1,357.22 | $13.89 | $33.33 | $1,404.44 |
| 2 | $2,714.44 | $27.78 | $66.66 | $2,808.88 |
| 3 | $4,071.66 | $41.67 | $99.99 | $4,213.32 |
| 4 | $5,428.88 | $55.56 | $133.32 | $5,617.76 |
| 5 | $6,786.10 | $69.45 | $166.65 | $7,022.20 |
| 6 | $8,143.32 | $83.34 | $199.98 | $8,426.64 |
| 7 | $9,500.54 | $97.23 | $233.31 | $9,831.08 |
| 8 | $10,857.76 | $111.12 | $266.64 | $11,235.52 |
| 9 | $12,214.98 | $125.01 | $299.97 | $12,639.96 |
| 10 | $13,572.20 | $138.90 | $333.30 | $14,044.40 |
| 11 | $14,929.42 | $152.79 | $366.63 | $15,448.84 |
| 12 or more | $16,286.64 | $166.68 | $399.96 | $16,853.28 |
Note: These prices are estimates and subject to change by vote of the UMass Board of Trustees.
The fees listed below may be applied to your account total depending on your individual status or courses enrolled in.
Students are required by Massachusetts State Law to have health insurance.听You may waive coverage if you have this coverage under a comparable benefit plan.听Learn how to enroll in/waive health insurance.
| Description | Cost |
|---|---|
| Full Year听(August 1 鈥� July 31) | $3,021 |
| Fall Plan听(August 1 鈥� December 31) | $1,274 |
| Spring Plan听(January 1 鈥� July 31) | $1,773 |
| Summer Plan听(May 16 鈥� July 31) | $774 |
| Description | Per Semester Cost | Annual Cost |
|---|---|---|
| International Student Fee | $500 | $1,000 |
| Description | Cost |
|---|---|
| Master's of Education Curriculum and Instruction Pre-Practicum Fee: Billed for students taking the Pre-Practicum course. | $150 |
| Description | Charge |
|---|---|
| Continued Matriculation Fee:听Billed to students registered for听CONT.6010听补苍诲听CONT.7010听Learn more about听Continued Matriculation. | $85 |
| Late Fee:听Billed to anyone currently enrolled with an outstanding balance and without a legitimate exemption as of the due date on the invoice. | $50 |
| Returned Check Fee:听Billed to cover the cost of checks returned to the University due to insufficient funds, closed accounts, etc. | $30 |
The following fee descriptions provide more information on each fee that may be charged.
Tuition rates are set and approved by the UMass Board of Trustees.
Tuition credits, formerly known as tuition waivers, are an award that will lessen the amount of your tuition. While you may receive or be eligible for multiple tuition credits from a variety of sources, you will only be able to use one tuition credit per semester.
The Student Activity Fee supports programs and activities from recognized student organizations that are beneficial to students and enrich current campus student life, including arts, athletics, clubs and recreation and other student-focused programs.
The Technology Fee supports the technology infrastructure and educational environment necessary to meet the technological demands of the UMass Lowell community.
The following additional fees are charged depending on the individual status of a student or the courses enrolled in.
A fee of $85 is billed to students registered for听CONT.6010听补苍诲听CONT.7010. Learn more about听Continued Matriculation.听
Certain colleges and departments charge fees to provide resources for college expenses, which may include supplies and equipment used in introductory and higher-level courses, maintenance and upgrade of laboratories and other college facilities, software licenses and other curriculum-related costs.
Massachusetts state law requires that all students be enrolled in a student health insurance program that meets the comparable benefits established by the state of Massachusetts.听
Health Insurance is mandator for all graduate students taking 9 or more credits. You may waive coverage if you have this coverage under a comparable benefit plan. Once you complete the online waiver process, you can see the charge removed on your听Account Summary.听
How to enroll in/waive UMass Lowell Health Insurance
International students require special services and assistance with visas and other immigration forms before and after they arrive on campus. This per-semester fee helps defray the cost of the necessary staff, equipment and consultants to coordinate international student services.
A $50 late fee may be assessed to anyone currently enrolled with an outstanding balance and without a legitimate exemption as of the due date on the invoice. Exceptions include participation in the UMass Lowell monthly payment plan, administered by Flywire, sufficient outstanding financial aid and/or loans or direct billing of an approved third party.
A $30 returned check fee is assessed to cover the cost of checks returned to the University due to insufficient funds, closed accounts, etc. Notification of returned checks will be sent by the payment vendor. A returned check will result in a financial hold being placed on the student account until such time that the funds have been paid. A student who has issued two or more returned checks within any academic year or three returned checks over the course of his/her academic career will be required to pay any outstanding balances with money order, bank check, or validated credit card. Please note, should a payment be made by either a personal check or an online ACH payment, the payment will be subject to a 10-business day hold before the financial hold can be removed.
Graduating students that have issued one returned check prior to graduation exercises, will be required to pay the outstanding balance in the above noted methods.
Graduate students taking 9 credits per semester for on-campus programs are considered full-time students. Credits in excess of 9 will have additional charges added.
| Type | In-State | Out-of-State | New England
Regional Program | International |
|---|---|---|---|---|
| 罢耻颈迟颈辞苍听 | $15,714 | $28,398 | $24,430 | $28,398 |
| Mandatory Fees | $720* | $720* | $720* | $4,356** |
| Total | $16,434 | $29,118 | $25,150 | $32,754 |
*Mandatory Fees include Technology Fee and Student Activity Fee only.
**International Mandatory Fees include Technology Fee, Student Activity Fee,听International Fee and Health Insurance Fee.
Note: These prices are estimates and subject to change by vote of the UMass Board of Trustees.听
Cost of Attendance听is an estimate of what it costs the typical student to attend UMass Lowell. The Financial Aid Office assigns an estimated cost of attendance for each student to determine the maximum amount of financial aid needed to attend.
Graduate students enrolled in on-campus programs for fewer than 9 credits are considered part-time students and are billed by the credit hour for the number of credits they are enrolled in as of the last day of the add/drop period (first 10 days of class).
| Credits | 罢耻颈迟颈辞苍听 | Activity Fee | Technology Fee | Total |
|---|---|---|---|---|
| 1 | $873.00 | $12.22 | $27.77 | $912.99 |
| 2 | $1,746.00 | $24.44 | $55.54 | $1,825.98 |
| 3 | $2,619.00 | $36.66 | $83.31 | $2,738.97 |
| 4 | $3,492.00 | $48.88 | $111.08 | $3,651.96 |
| 5 | $4,365.00 | $61.10 | $138.85 | $4,564.95 |
| 6 | $5,238.00 | $73.32 | $166.62 | $5,477.94 |
| 7 | $6,111.00 | $85.54 | $194.39 | $6,390.93 |
| 8 | $6,984.00 | $97.76 | $222.16 | $7,303.92 |
| 9 | $7,857.00 | $109.98 | $249.93 | $8,216.91 |
| 10 | $8,730.00 | $122.20 | $277.70 | $9,129.90 |
| 11 | $9,603.00 | $134.42 | $305.47 | $10,042.89 |
| 12 or more | $10,476.00 | $146.64 | $333.24 | $10,955.88 |
Note: These prices are estimates and subject to change by vote of the UMass Board of Trustees.
| Credits | Tuition | Activity Fee | Technology Fee | Total |
|---|---|---|---|---|
| 1 | $1,577.66 | $12.22 | $27.77 | $1,617.65 |
| 2 | $3,155.32 | $24.44 | $55.54 | $3,235.30 |
| 3 | $4,732.98 | $36.66 | $83.31 | $4,852.95 |
| 4 | $6,310.64 | $48.88 | $111.08 | $6,470.60 |
| 5 | $7,888.30 | $61.10 | $138.85 | $8,088.25 |
| 6 | $9,465.96 | $73.32 | $166.62 | $9,705.90 |
| 7 | $11,043.62 | $85.54 | $194.39 | $11,323.55 |
| 8 | $12,621.28 | $97.76 | $222.16 | $12,941.20 |
| 9 | $14,198.94 | $109.98 | $249.93 | $14,558.85 |
| 10 | $15,776.60 | $122.20 | $277.70 | $16,176.50 |
| 11 | $17,354.26 | $134.42 | $305.47 | $17,794.15 |
| 12 or more | $18,931.92 | $146.64 | $333.24 | $19,411.80 |
Note: These prices are estimates and subject to change by vote of the UMass Board of Trustees.
罢丑别听New England Regional听Student Program allows New England residents to enroll at out-of-state New England public colleges and universities at a discount. New England Regional rates are available only to students matriculated in a degree program.
| Credits | 罢耻颈迟颈辞苍听 | Activity Fee | Technology Fee | Total |
|---|---|---|---|---|
| 1 | $1,357.22 | $12.22 | $27.77 | $1,397.21 |
| 2 | $2,714.44 | $24.44 | $55.54 | $2,794.42 |
| 3 | $4,071.66 | $36.66 | $83.31 | $4,191.63 |
| 4 | $5,428.88 | $48.88 | $111.08 | $5,588.84 |
| 5 | $6,786.10 | $61.10 | $138.85 | $6,986.05 |
| 6 | $8,143.32 | $73.32 | $166.62 | $8,383.26 |
| 7 | $9,500.54 | $85.54 | $194.39 | $9,780.47 |
| 8 | $10,857.76 | $97.76 | $222.16 | $11,177.68 |
| 9 | $12,214.98 | $109.98 | $249.93 | $12,574.89 |
| 10 | $13,572.20 | $122.20 | $277.70 | $13,972.10 |
| 11 | $14,929.42 | $134.42 | $305.47 | $15,369.31 |
| 12 or more | $16,286.64 | $146.64 | $333.24 | $16,766.52 |
Note: These prices are estimates and subject to change by vote of the UMass Board of Trustees.
The fees listed below may be applied to your account total depending on your individual status or courses enrolled in.
Students are required by Massachusetts State Law to have health insurance.听You may waive coverage if you have this coverage under a comparable benefit plan.听Learn how to enroll in/waive health insurance.
| Description | Cost |
|---|---|
| Full Year听(August 1 鈥� July 31) | $2,636 |
| Fall Plan听(August 1 鈥� December 31) | $1,113 |
| Spring Plan听(January 1 鈥� July 31) | $1,548 |
| Summer Plan听(May 16 鈥� July 31) | $678 |
| Description | Per Semester Cost | Annual Cost |
|---|---|---|
| International Student Fee | $500 | $1,000 |
| Description | Cost |
|---|---|
| Master's of Education Curriculum and Instruction Pre-Practicum Fee: Billed for students taking the Pre-Practicum course. | $150 |
| Description | Charge |
|---|---|
| Continued Matriculation Fee:听Billed to students registered for听CONT.6010听补苍诲听CONT.7010听Learn more about听Continued Matriculation. | $85 |
| Late Fee:听Billed to anyone currently enrolled with an outstanding balance and without a legitimate exemption as of the due date on the invoice. | $50 |
| Returned Check Fee:听Billed to cover the cost of checks returned to the University due to insufficient funds, closed accounts, etc. | $30 |
The following fee descriptions provide more information on each fee that may be charged.
Tuition rates are set and approved by the UMass Board of Trustees.
Tuition credits, formerly known as tuition waivers, are an award that will lessen the amount of your tuition. While you may receive or be eligible for multiple tuition credits from a variety of sources, you will only be able to use one tuition credit per semester.
The Student Activity Fee supports programs and activities from recognized student organizations that are beneficial to students and enrich current campus student life, including arts, athletics, clubs and recreation and other student-focused programs.
The Technology Fee supports the technology infrastructure and educational environment necessary to meet the technological demands of the UMass Lowell community.
The following additional fees are charged depending on the individual status of a student or the courses enrolled in.
A fee of $85 is billed to students registered for听CONT.6010听补苍诲听CONT.7010. Learn more about听Continued Matriculation.听
Certain colleges and departments charge fees to provide resources for college expenses, which may include supplies and equipment used in introductory and higher-level courses, maintenance and upgrade of laboratories and other college facilities, software licenses and other curriculum-related costs.
Massachusetts state law requires that all students be enrolled in a student health insurance program that meets the comparable benefits established by the state of Massachusetts.听
Health Insurance is mandator for all graduate students taking 9 or more credits. You may waive coverage if you have this coverage under a comparable benefit plan. Once you complete the online waiver process, you can see the charge removed on your听Account Summary.听
How to enroll in/waive UMass Lowell Health Insurance
International students require special services and assistance with visas and other immigration forms before and after they arrive on campus. This per-semester fee helps defray the cost of the necessary staff, equipment and consultants to coordinate international student services.
A $50 late fee may be assessed to anyone currently enrolled with an outstanding balance and without a legitimate exemption as of the due date on the invoice. Exceptions include participation in the UMass Lowell monthly payment plan, administered by Flywire, sufficient outstanding financial aid and/or loans or direct billing of an approved third party.
A $30 returned check fee is assessed to cover the cost of checks returned to the University due to insufficient funds, closed accounts, etc. Notification of returned checks will be sent by the payment vendor. A returned check will result in a financial hold being placed on the student account until such time that the funds have been paid. A student who has issued two or more returned checks within any academic year or three returned checks over the course of his/her academic career will be required to pay any outstanding balances with money order, bank check, or validated credit card. Please note, should a payment be made by either a personal check or an online ACH payment, the payment will be subject to a 10-business day hold before the financial hold can be removed.
Graduating students that have issued one returned check prior to graduation exercises, will be required to pay the outstanding balance in the above noted methods.
You may qualify for federal student aid and other need-based scholarships as a graduate student. To be considered for financial assistance, you must .
For On-Campus Master's Students:
For Online Master's Students:
Other Scholarships for Master's Students:
For On-Campus Master's Students:
For Online Master's Students:
Other Scholarships for Master's Students:
The Solution Center is here to assist you with questions related to financial aid, student billing and registration.
听Contact the Solution Center
Minu Mohan gained financial support through a research assistantship, which also provided hands-on research experience and helped her get a job soon after graduation.
Not wanting to put a financial burden on his family, Dennis Patel decided to work part-time and help pay for his own education. While at UMass Lowell, he worked at Comcast 鈥� first as a sales consultant as an undergrad and then as a vendor management analyst while in graduate school.
At the encouragement of her accounting professors, Sarah Curley applied for, and received, a $5,000 MassCPA scholarship that was sponsored by accounting firm RSM in Boston. She also won a scholarship from the Boston chapter of Financial Executives International.
A generous scholarship, the International Provost鈥檚 Scholarship for Academic Excellence, brought Sid Iyer to UMass Lowell. He later found other scholarships through the university鈥檚 scholarship portal to help him with the rest of his tuition and living expenses.